Security Policy

Safe and Secure Shopping

Is it safe to use my credit/debit card on Giffen Retail?

Your online transaction on Giffen Retail is secure with the highest levels of transaction security currently available on the Internet. Giffen Retail uses 256-bit encryption technology to securely transmitting it to the respective banks for payment processing as we don’t store your card information and it is completely being process by our payment gateway partner CCAVENUE. All credit card and debit card payments on Giffen Retail are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

Does Giffen Retail store my credit/debit card information?

As of now, we don’t store any information of your cards. However, we are in the process that Giffen Retail will store the first 6 and last 4 digits of your card number in a secure and encrypted manner. The first 6 digits (also known as the Bank Identification Number) are used to identify the bank name and country where your card was issued. The first 6 and last 4 digits are together will be used for fraud detection and prevention purposes.

Payment Options

What credit/debit cards are accepted on Giffen Retail?

We accept VISA, MasterCard, Maestro, Rupay credit/debit cards.


Do you accept payment made by credit/debit cards issued in other countries?

Please note that we do not accept internationally issued credit/debit cards for eGV & payments/top-ups.


What other payment options are available on Giffen Retail?

Apart from Credit and Debit Cards, we accept payments by Internet Banking (covering majorly most of the banks), Cash-on-Delivery ( Occasionally ), PhonePe UPI, and PhonePe wallet, and Other  Leading wallets ( All majorly being process by our Payment Gateway Partner CCAVENUE securely )

The below options are going to launch very soon.

Equated Monthly Installments (EMI), E-Gift Vouchers.


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Last Updated on: 06/08/2020